Weight Loss Surgery Costs at St. Louis Bariatrics

We are dedicated to helping self-pay patients in St. Louis find weight loss success, even if your insurance does not cover the cost of bariatric surgery. We offer a number of payment plans and financing options for patients who are interested in a gastric sleeve, gastric bypass or gastric banding, as well as non-surgical weight loss procedures such as a gastric balloon or Endoscopic Sleeve Gastroplasty (ESG).

Weight Loss Surgery Self-Pay Options

At St. Louis Bariatrics, we offer budget-friendly financing packages for bariatric surgery and non-surgical weight loss procedures. There are zero processing fees at our practice and we never charge self-pay patients for the convenience of financing surgery.

• Gastric Balloon – $7,225 as low as $196* per month or about $6.50 per day
• Gastric Sleeve – $11,111 as low as $300* per month or about $10 per day
• Endoscopic Sleeve Gastroplasty (ESG) – $13,130 as low as $355* per month or about $12 per day

*Estimated monthly payments for those who qualify for an 20.90% interest rate over the term of 60 months (5 years) through an independent lender.

Weight Loss Surgery Financing at St. Louis Bariatrics

St. Louis Bariatrics works with the following independent financial institutions**:

Arsenal Credit Union

Don’t hold back on your goals. At Arsenal Credit Union, we put everything within reach with our low-rate loans and flexible repayment terms. Learn more about your personal loan options on our website. Apply online and receive a quick decision.

Care Credit

Care Credit is well-known for health care financing.

**These lenders partner with St. Louis Bariatrics, but some lenders may not work with certain surgical facilities. Speak to our office about financing plan coverage for facility fees and anesthesia.

St. Louis Bariatrics Financing With Local Credit Unions

As part of our commitment to helping members of our community live healthier lives, we strive to offer as many comfortable financing options as possible. Our office is able to work with local credit unions to help members access bariatric care. Contact us to learn more about this option.

Can I Choose Self-Pay Even if I Have Insurance Coverage?

Yes! Some patients lack the necessary insurance to cover bariatric surgery, but many patients choose to forgo their insurance to take advantage of the benefits of self-paying for their procedure. Insurance companies have varying policy requirements that patients must complete prior to being approved for surgery. These requirements lengthen the amount of time a patient must wait in order to start the weight loss journey. However, self-pay patients are able to expedite the time between their initial consultation and their procedure by avoiding the lengthy insurance company requirements. Patients using health insurance for their procedure may be required to wait up to six months before being approved. However, self-pay patients can schedule their procedures much sooner, possibly as soon as six days after seeing Dr. Snow! Learn about using health insurance for bariatric surgery.

Is Bariatric Surgery Tax Deductible?

In many cases, depending on your personal finances, weight loss procedures may be tax-deductible. Talk to your personal financial advisor or CPA for details. More information on tax deductions for Weight Loss Surgery can be found on the IRS website.

Medical Spending Accounts

Most Flexible Spending Accounts (FSA) and Healthcare Spending Accounts (HSA) can be applied toward weight loss procedures. If you participate in an employer-sponsored FSA or HSA, put your pre-tax dollars to good use by investing in your health!

Questions About Paying For Weight Loss Surgery Without Insurance?

Don’t let cost hold you back from a healthier and more active lifestyle. Our team is here to answer any questions you may have about paying for gastric sleeve, gastric bypass, gastric balloon, or other weight loss procedures. Contact us today for guidance on your payment options.