Bariatric Surgery Insurance Options at St. Louis Bariatrics

Your health insurance may cover weight loss procedures such as a gastric sleeve. At St. Louis Bariatrics, we accept most major health insurance plans. However, some insurance plans exclude bariatric coverage. It can be confusing to figure out if the procedure you want is covered under your insurance plan, but our team can help you navigate your benefits.

How Can I Determine My Weight Loss Surgery Insurance Coverage?

The simplest way to determine if your health insurance plan covers weight loss surgery is to fill out our Free Insurance Check form. Our experts are experienced in asking the right questions to determine your exact weight loss surgery benefits and we’re happy to do the work for you.

If you are trying to figure out for yourself if your insurance plan covers bariatric surgery, there are a few things you can do:

• Ask Your Employer If your insurance plan is provided through your employer, the person who is responsible for administering the plan may be able to explain your coverage.
• Check Your Summary Plan Description (SPD) If you are self-insured you should have this key document. If you are insured through an employer, your human resources department may be able to provide access. Review this document and look for “morbid obesity” or “weight loss surgery”.
• Read Your Policy Carefully Even if it appears that bariatric surgery may be covered under your plan, there can be a number of details to consider. Your policy may dictate requirements around pre-existing medical conditions, it may cover only certain types of procedures, or it may have other exclusions that are listed in a different section of your policy documents.

If your insurance plan does not cover bariatric surgery, or if it has restrictive requirements, you may be interested in our self-pay options. Learn more about payment plans and financing options for weight loss procedures at St. Louis Bariatrics.

Insurances We Accept

• Aetna Choice POS II
• Aetna Federal Employees Health Benefit Plan HMO
• Aetna First Health Network (excluding limited benefit plans)
• Aetna HMO
• Aetna Managed Choice POS
• Aetna Medicare Plan (Medicare Advantage HMO, PPO)
• Aetna Missouri Preferred
• Aetna Open Choice PPO
• Aetna Signature Administrators (ASA) HMO, POS, PPO
• Aetna UAW Retiree Medical Benefits Trust (Medicare Advantage HMO, PPO)
• Aetna/Coventry Advantra Freedom Medicare Advantage PPO
• Aetna/Coventry Advantra Freedom Plus Medicare Advantage PPO
• Aetna/Coventry Advantra Total Care Medicare Advantage PPO
• Aetna/Coventry Gold Advantage
• Aetna/Coventry Gold Advantage PPO
• Aetna/Coventry Gold Advantage HMO
• Aliera Healthcare
• Ascension SmartHealth
• Benefit Administrative Systems (BAS Health)
• BCBS of Kansas
• BCBS Blue Choice Preferred Care Blue PPO
• BCBS Blue Select Plus
• BCBS Federal PPO
• BCBS Federal
• BCBS of Kansas Traditional
• BCBS of Michigan Medicare Advantage PPO
• ChampVA
• Cigna HMO
• Cigna IBEW Local No 1 Health and Welfare Fund
• Cigna National POS Open Access
• Cigna OAP
• Cigna PPO
• Continental Benefits
• CoreSource
• Essence
• GEHA
• Health Alliance PPO
• HealthLink HMO
• HealthLink PPO
• HealthSCOPE Benefits
• Humana Choice PPO – Medicare Advantage
• Humana ChoiceCare PPO
• Humana Community HMO – Medicare Advantage
• Humana Gold Choice Medicare Advantage PFFS
• Humana Gold Plus HMO – Medicare Advantage
• Humana Gold Plus HMO SNP – Medicare Advantage
• Humana National POS-Open Access Plans
• Humana PPO
• Humana Preferred PPO
• Humana SmartExpress PPO
• Humana SmartNet PPO
• Humana SmartSuite PPO
• HumanaOne PPO
• MedBen
• Medicare
• Medicare Railroad
• Meritain Health
• MultiPlan/PCHS (PPO)
• PHCS by MultiPlan
• Scott & White Health Care Plan
• TRICARE for Life
• TRICARE East Region
• TRICARE Prime
• TRICARE West Region
• UMR
• UMWA H&R Funds
• United Healthcare All Savers Insurance Company POS
• United Healthcare Care Improvement Plus
• United Healthcare Choice HMO
• United Healthcare Choice Plus POS
• United Healthcare Definity Health Reimbursement Account POS
• United Healthcare Definity Health Savings Account POS
• United Healthcare Golden Rule HMO (HMO & PPO)
• United Healthcare Indemnity
• United Healthcare Managed Indemnity
• United Healthcare Options PPO
• United Healthcare Oxford
• United Healthcare Student Resources
• United Healthcare Select HMO
• United Healthcare Select Plus POS
• United Healthcare Shared Services (UHSS)
• UnitedHealthcare – AARP Medicare Complete Choice PPO
• UnitedHealthcare – AARP Medicare Complete HMO
• UnitedHealthcare – AARP Medicare Complete PPO
• UnitedHealthcare – Dual Complete SNP PPO
• UnitedHealthcare – Group Medicare Advantage PPO
• UnitedHealthcare – Medicare Complete PPO
• UnitedHealthcare – Medicare Gold SNP PPO
• UnitedHealthcare – Medicare Silver SNP PPO

Get a FREE Insurance Check for Weight Loss Surgery Coverage

Fill out our free insurance check form. A member of our team will contact you to schedule your appointment to explain your benefits. Patients who have chosen St. Louis Bariatrics can rest assured knowing that our experienced team will be with you every step of the way on your journey to better health.